Can we talk about how nobody reads the fee schedule before switching banks?

Brian Campbell · 2026-09-27T17:10:02.888198+00:00

I switched from a credit union in Boise to a big online bank back in March, and the monthly maintenance fee only showed up after I dropped below $1,500. Half the people I know say just chase the highest savings rate and move on, the other half say stay put or the fees will eat you alive. I pulled my last 6 statements and the fees actually came out to $72 over that stretch, which is more than the extra interest I earned. Which side are you on, and does anyone actually read the full fee schedule before they switch?

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Can we talk about how nobody reads the fee schedule before switching banks? | banking and payments community - Discusd