Holding off on unnecessary purchases for a year cleared my credit card.

I mean, the discipline was tough, but the financial freedom is amazing.

3 comments

Log in to join the discussion

3 Comments

Smart move. I cut the big stuff and kept a small budget for tiny joys.

4

Tiny joys are key, like my cheap Saturday morning coffee ritual.

6

rayl377mo ago

Cleared mine without cutting purchases (just adjusted my budget).

1