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I used to write down every single purchase in a notebook, now I use a free app and my grocery bill dropped $60 a month
For about 3 years I carried a little spiral notebook in my back pocket and wrote down every dollar I spent. It worked okay but I would forget to log stuff for days and then guess, so my numbers were always a bit off. Last August my wife showed me a free budgeting app on my phone and I figured it would be the same mess. Turns out the difference was that the app pulls in my card purchases on its own, so nothing gets missed. After 4 months of using it I noticed I was spending about $60 less on groceries each month just because I could actually see where it was going. The notebook was better for the feeling of writing things down, but the app wins for being honest with me. I still keep the notebook in my truck for cash tips though. Anyone else find that tracking got easier once they stopped doing it by hand?
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the_joel25d ago
Did your wife ever get annoyed when you double tracked stuff with the notebook and the app? A buddy of mine did the same thing and his card statements showed he was dropping like $80 a month on gas station snacks he never remembered buying. Seeing it laid out without having to write it down himself was what finally got him to cut back.
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