Question about how my approach to saving has shifted
I used to just stash cash in a jar for big purchases. Now I have automatic transfers and spreadsheets, but I wonder if I'm overcomplicating things. What's your take on keeping budgeting simple versus detailed tracking?
So when you say the detail helps, is it because it gives you a clearer picture to work from, or does it just stop you from having to guess at stuff later? Trying to figure out what makes it useful instead of just extra noise.